Recently, Chengdu Bank released its third-quarter report of 2025, showing that the company has maintained strong performance in the first three quarters. It has achieved double growth in terms of revenue and net profit, demonstrating stable profitabi

It is noteworthy that during the reporting period, Bank of Chengdu continued to leverage the regional advantages of the Chengdu-Chongqing dual-city economic circle construction, implemented precise credit allocation, and its corporate loan size excee

Profit continues to increase steadily, and corporate business continues to grow

According to the report, in the first three quarters of this year, Bank of Chengdu achieved an operating income of 17.761 billion yuan, with a year-on-year growth of 3.01%. The net profit attributed to the parent company's shareholders reached 9.493

Meanwhile, the company's asset expansion momentum remains strong. As of the end of September this year, Chengdu Bank has achieved total assets of nearly 1.39 trillion yuan, an increase of 135.13 billion yuan from the end of last year, with an increas

The report shows that corporate loan business remains the core growth engine of Chengdu Bank. As of the end of the third quarter of this year, the corporate loans and advances of Chengdu Bank have exceeded 700 billion yuan for the first time, increas

It is understood that Bank of Chengdu is located in a key area where major opportunities such as the development of the western region in the new era, the construction of the Chengdu-Chongqing twin-city economic circle and the construction of the nat

Bank of Chengdu actively pursues new development concepts, deeply integrates into major national and provincial strategies, focuses on doing a good job in the five major areas of finance, continuously improves its value creativity and market competit

Retail sales steadily increase, and deposit liquidization optimizes debt structure

As of the end of the third quarter of this year, the personal loans and advances of Chengdu Bank have reached 146.217 billion yuan, an increase of 7.515 billion yuan from the end of last year, accounting for 17.28% of the total loans, according to th

During the reporting period, the retail transformation strategy of Bank of Chengdu has been solidly pushed forward. It is understood that since 2018, the bank has continuously promoted the three transformations of Big Retail, Refinement, and Digitali

Bank of Chengdu once stated in this year's mid-year report that the company has given full play to the geographical advantages and resource advantages of its operating region, as well as the customer source advantages accumulated by the bank over the

On the liability side, as of the end of the third quarter of this year, the total deposits of Chengdu Bank reached 986.432 billion yuan, an increase of 100.573 billion yuan from the end of the previous year, with an increase rate of 11.35%. While the

It is understood that in recent years, the banking industry has been under continuous pressure on its interest margin, and optimizing debt structure has become a common and effective way for the industry to cope with the decline of interest margin. A

Good risk management and narrowing of loans of concern

In terms of asset quality, during the reporting period, Bank of Chengdu continued to maintain a good risk management model. As of the end of the third quarter of this year, the non-performing loan ratio of Bank of Chengdu was stable at 0.68%, and the

In addition, the company's risk compensation capabilities remain sufficient. As of the end of the third quarter of this year, Bank of Chengdu's provision coverage ratio was 433.08%, and its loan provision ratio was 2.94%, of which the provision cover

As of the end of the third quarter this year, the core Tier 1 capital adequacy ratio of Chengdu Bank was 8.77%, the Tier 1 capital adequacy ratio was 10.52%, and the capital adequacy ratio was 14.39%, which increased by 0.16%, 1.28%, and 1.26% respec

According to the third-quarter report, on the whole, driven by the regional economic dividend, refined management and asset quality control, Bank of Chengdu has achieved synchronized optimization of profit growth and risk control during the reporting