Columbus discovered the Americas in 1492, introducing new drought-resistant crops such as maize, sweet potato, and potato. This diversified the global food supply away from a reliance on wheat and rice, significantly reducing the risk of human surviv

Most of my female classmates are over 50 years old. If they choose to work as workers, they will reach retirement age (for cadres it's 55 years old). Their monthly pension is around 3,000 yuan, which amounts to about 36,000 yuan per year (social secu

The wealth of a family cannot be judged solely by the amount of assets, but also by the amount of annual cash flow. The cash flow of long-term stock investment is dividends, so the return on dividend capital invested is an important indicator of my s

Based on the investment performance above, to achieve a yearly dividend of 36,000 yuan, only 190,000 yuan needs to be invested over the past 19 years, which means investing 10,000 yuan each year can double the cash inflow of a retired worker, bringin

Of course, stock investing is not easy. In addition to continuous learning, it also requires luck, and my past performance is mostly the latter. However, investment philosophy is important. I base my investments on obtaining dividends, investing in g

If a decision is made with the intention of preparing for the next twenty to thirty years, then we can have enough patience to consider the long-term picture, without having to rush or compete for the moment.